Beneficiaries participating in the PM platform—particularly socially responsible SMEs and youth-driven entrepreneurial initiatives—will be supported through a specialized financial scheme. This scheme includes guarantees, equity, in-kind contributions, and blended financial instruments designed to promote regeneration, innovation, and social inclusion. These supports will be delivered through the following three strategic models:

1. Redesign for Resilience and Regeneration (R3.0 Model)

Based on the Sustainable Finance (SF) framework, this model integrates Environmental, Social, and Governance (ESG) criteria into financial decision-making, targeting long-term benefits for both society and investors.

Key Features:

• Financial products such as loans, equity, and insurance are tailored to influence sustainable business behavior.
• Risks are assessed and managed in both short- and long-term horizons.
• To address transition risks, pre-seed beneficiaries—especially fintech and financial innovation projects—may receive soft equity financing (up to 150 million HUF) inspired by models such as Israeli incubators.
• The approach aims to remove structural barriers to sustainable finance and foster a more supportive financial ecosystem.

2. 3EO (Entrepreneurial, Evolutionary, Ecosystemic) Funding Model

Inspired by self-organizing ecosystems, the 3EO model enables entrepreneurial team members to:

• Form micro-enterprises within the ecosystem,
• Apply for venture-style funding by demonstrating customer demand or third-party investment interest,
• Compete in challenge-based selection processes to secure funding for new product development.

This approach enhances dynamism in the innovation ecosystem by closely linking entrepreneurial initiative to measurable demand.

3. EoF (Economy of Francesco) Finance Principles

This model emphasizes finance for humanity, aligning economic activity with ethics and inclusion. More at: https://francescoeconomy.org/finance-and-humanity/

Additional Support:

• Successful applicants may access mentorship through the National Innovation Agency (NIÜ),
• Guidance will focus on project implementation, sustainability, and impact measurement.

As the example organization and project management provider, NIÜ plays a central role in activating and managing the support scheme:

• Validate innovative projects for inclusion in the platform,
• Connect entrepreneurs with financial backers and professional resources,
• Offer services including project development, market entry support, and industry-specific advice,
• Provide education and training aligned with sustainability and innovation goals.

Additionally, a major Hungarian financial entity supports interdisciplinary research, offering scholars access to special research programs focused on sustainability, digital transformation, and innovation.

A test-bed initiative led by the Chief Digital Officer of a major financial authority aims to modernize skill-building programs. Through blockchain, PM will:

• Track and validate skills of the targeted youth group,
• Ensure secure, transparent documentation of learning outcomes,
• Foster collaboration, innovation, and personalized learning paths.

To align founder, investor, and public sector interests, PM proposes legal recognition of modern financing tools:

• Convertible Notes, SAFEs, and Employee Stock Option Plans (ESOPs) to incentivize startups and early investors.
• Encourage government VC funds to co-invest with private investors by matching terms rather than dictating them.
• Promote risk-sharing models to reduce the burden on entrepreneurs and increase private sector participation.

Repayment Principles:

• For generic research or unsuccessful projects, payback may be waived.
• For commercially successful projects, repayment will be required, maintaining a balance of support and accountability.